Transparency alternatives to Token.io
Other Payment orchestration vendors we measure, sorted by how much they publish that Token.io does not. This is a comparison of disclosure, not of features or fitness.
12 shown of 32 that differ from Token.io on at least one criterion we measured for both. Public transparency score, not a product or security rating.
Token.io has 9 gaps in what we could measure: Data processing agreement, Subprocessor list, Status page with history, Public pricing, Certifications named, Uptime SLA with a figure, No third-party tracking before consent, security.txt (RFC 9116), Notice before subprocessors change. The column “publishes and Token.io does not” is the one that closes them.
| Vendor | Score | Publishes, and Token.io does not | Token.io publishes, and they do not | |
|---|---|---|---|---|
| Yunoy.uno | 65/100 | 5 Data processing agreement, Status page with history, Certifications named, +2 | nothing | Compare |
| Rebillyrebilly.com | 48/100 | 5 Data processing agreement, Subprocessor list, Public pricing, +2 | 3 Data location stated, HTTPS enforced with HSTS, Named privacy contact | Compare |
| IXOPAYixopay.com | 45/100 | 4 Data processing agreement, Subprocessor list, Status page with history, +1 | 3 Data location stated, HTTPS enforced with HSTS, Named privacy contact | Compare |
| Spreedlyspreedly.com | 43/100 | 3 Status page with history, Public pricing, Certifications named | 1 Named privacy contact | Compare |
| Increaseincrease.com | 30/100 | 3 Status page with history, Public pricing, security.txt (RFC 9116) | 2 Data location stated, Named privacy contact | Compare |
| TrueLayertruelayer.com | 26/100 | 3 Status page with history, Certifications named, security.txt (RFC 9116) | 2 Data location stated, Named privacy contact | Compare |
| Unitunit.co | 39/100 | 2 Status page with history, Certifications named | nothing | Compare |
| Marqetamarqeta.com | 26/100 | 2 Status page with history, Certifications named | 1 Data location stated | Compare |
| Modulrmodulrfinance.com | 26/100 | 2 Status page with history, Public pricing | 2 Data location stated, Named privacy contact | Compare |
| Yapilyyapily.com | 26/100 | 2 Data processing agreement, Notice before subprocessors change | 2 Data location stated, HTTPS enforced with HSTS | Compare |
| Silverflowsilverflow.com | 22/100 | 2 Status page with history, security.txt (RFC 9116) | 2 Data location stated, Named privacy contact | Compare |
| Corefycorefy.com | 30/100 | 1 Public pricing | 1 Named privacy contact | Compare |
Only criteria we could measure for both are counted. Where we could measure one and not the other, the row is silent: that would be a statement about our measurement, not about either vendor. Every single result with its source is on the two profiles.