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Stripe vs Adyen

The default comparison once a merchant outgrows a hosted checkout.

Stripestripe.com

Public transparency

30/100EBand E

Rank 11 of 32 in Payment processing

E

  1. Data processing agreement: not found
  2. Subprocessor list: not found
  3. Data location stated: not found
  4. Status page with history: not found
  5. Public pricing: found
  6. Certifications named: found
  7. Uptime SLA with a figure: not found
  8. HTTPS enforced with HSTS: found
  9. No third-party tracking before consent: not found
  10. security.txt (RFC 9116): found
  11. Notice before subprocessors change: not found
  12. Named privacy contact: found

Checked 2026-10-1712 checks

22point difference2differing criteria

Adyenadyen.com

Public transparency

52/100DBand D

Rank 2 of 32 in Payment processing

D

  1. Data processing agreement: found
  2. Subprocessor list: not found
  3. Data location stated: not found
  4. Status page with history: not found
  5. Public pricing: found
  6. Certifications named: found
  7. Uptime SLA with a figure: not found
  8. HTTPS enforced with HSTS: found
  9. No third-party tracking before consent: not found
  10. security.txt (RFC 9116): found
  11. Notice before subprocessors change: found
  12. Named privacy contact: found

Checked 2026-10-1512 checks

2 differences out of 12 criteria we could measure for both, last measured 2026-10-17. They match on 10 of the 12 criteria we could measure for both.

Last change recorded in these results: 2026-09-12. We compare every new measurement with the one before it; one that finds the same thing is not a change.

Public transparency score, not a product or security rating. This page compares what these two vendors publish, not what their products do.

Prepare your vendor review

A source is a starting point. Check the product, plan, legal entity and date before treating it as evidence for your purchase. These questions do not change the transparency score.

Stripe

5 found · 7 not found · 0 not measured across 12 public checks.

12 of 12 criteria have a measured result from the last 30 days. Oldest dated result: 2026-10-17.

Investigate 7 open evidence questions
  1. Data processing agreement

    Please share the current data processing agreement for the product and plan we are considering, including its annexes and signing process.

    Inspect this check
  2. Subprocessor list

    Which subprocessors apply to our product, what does each process, and in which countries? Please share the current list.

    Inspect this check
  3. Data location stated

    Which locations apply to our primary data, backups and support access? Which region can we select for this plan?

    Inspect this check
  4. Status page with history

    Where can we review incident history for the service we will use, and how do we subscribe to incident updates?

    Inspect this check
  5. Uptime SLA with a figure

    Which availability commitment applies to our plan? Please include the measurement window, exclusions and credit claim process.

    Inspect this check
  6. No third-party tracking before consent

    Which third-party requests occur before a visitor makes a choice, and for what purpose? Please distinguish the public website from the product.

    Inspect this check
  7. Notice before subprocessors change

    How will you notify us before a subprocessor changes, with how much notice, and what response options apply to our contract?

    Inspect this check

Adyen

7 found · 5 not found · 0 not measured across 12 public checks.

12 of 12 criteria have a measured result from the last 30 days. Oldest dated result: 2026-10-15.

Investigate 5 open evidence questions
  1. Subprocessor list

    Which subprocessors apply to our product, what does each process, and in which countries? Please share the current list.

    Inspect this check
  2. Data location stated

    Which locations apply to our primary data, backups and support access? Which region can we select for this plan?

    Inspect this check
  3. Status page with history

    Where can we review incident history for the service we will use, and how do we subscribe to incident updates?

    Inspect this check
  4. Uptime SLA with a figure

    Which availability commitment applies to our plan? Please include the measurement window, exclusions and credit claim process.

    Inspect this check
  5. No third-party tracking before consent

    Which third-party requests occur before a visitor makes a choice, and for what purpose? Please distinguish the public website from the product.

    Inspect this check

Criterion by criterion

CriterionStripeAdyen
Data processing agreement Not found, 8 addresses checkedChecked 2026-10-17
8 addresses
  1. https://stripe.com/legal/dpa – reached, no match (HTTP 200)
  2. https://stripe.com/dpa – reached, no match (HTTP 404)
  3. https://stripe.com/legal/data-processing-agreement – reached, no match (HTTP 404)
  4. https://stripe.com/data-processing-agreement – reached, no match (HTTP 404)
  5. https://stripe.com/legal/data-processing-addendum – reached, no match (HTTP 404)
  6. https://stripe.com/legal/gdpr – reached, no match (HTTP 404)
  7. https://stripe.com/trust/dpa – reached, no match (HTTP 404)
  8. https://stripe.com/privacy/dpa – reached, no match (HTTP 404)
 FoundChecked 2026-10-15
Source
  1. https://www.adyen.com/legal/data-processing-agreement
Notice before subprocessors change Not found, 8 addresses checkedChecked 2026-10-17
8 addresses
  1. https://stripe.com/legal/subprocessors – reached, no match (HTTP 404)
  2. https://stripe.com/subprocessors – reached, no match (HTTP 404)
  3. https://stripe.com/sub-processors – reached, no match (HTTP 404)
  4. https://stripe.com/legal/dpa – reached, no match (HTTP 200)
  5. https://stripe.com/dpa – reached, no match (HTTP 404)
  6. https://stripe.com/legal/data-processing-agreement – reached, no match (HTTP 404)
  7. https://stripe.com/trust/subprocessors – reached, no match (HTTP 404)
  8. https://stripe.com/legal/sub-processors – reached, no match (HTTP 404)
 FoundChecked 2026-10-15
Source
  1. https://www.adyen.com/legal/data-processing-agreement
Subprocessor list Not found, 7 addresses checkedChecked 2026-10-17
7 addresses
  1. https://stripe.com/legal/subprocessors – reached, no match (HTTP 404)
  2. https://stripe.com/subprocessors – reached, no match (HTTP 404)
  3. https://stripe.com/sub-processors – reached, no match (HTTP 404)
  4. https://stripe.com/legal/sub-processors – reached, no match (HTTP 404)
  5. https://stripe.com/trust/subprocessors – reached, no match (HTTP 404)
  6. https://stripe.com/privacy/subprocessors – reached, no match (HTTP 404)
  7. https://stripe.com/legal/subprocessor-list – reached, no match (HTTP 404)
 Not found, 7 addresses checkedChecked 2026-10-15
7 addresses
  1. https://adyen.com/legal/subprocessors – reached, no match (HTTP 404)
  2. https://adyen.com/subprocessors – reached, no match (HTTP 404)
  3. https://adyen.com/sub-processors – reached, no match (HTTP 404)
  4. https://adyen.com/legal/sub-processors – reached, no match (HTTP 404)
  5. https://adyen.com/trust/subprocessors – reached, no match (HTTP 404)
  6. https://adyen.com/privacy/subprocessors – reached, no match (HTTP 404)
  7. https://adyen.com/legal/subprocessor-list – reached, no match (HTTP 404)
Data location stated Not found, 7 addresses checkedChecked 2026-10-17
7 addresses
  1. https://stripe.com/security – reached, no match (HTTP 200)
  2. https://stripe.com/trust – reached, no match (HTTP 404)
  3. https://stripe.com/legal/privacy – reached, no match (HTTP 404)
  4. https://stripe.com/privacy – reached, no match (HTTP 200)
  5. https://stripe.com/privacy-policy – reached, no match (HTTP 404)
  6. https://stripe.com/compliance – reached, no match (HTTP 404)
  7. https://stripe.com/legal/privacy-policy – reached, no match (HTTP 404)
 Not found, 7 addresses checkedChecked 2026-10-15
7 addresses
  1. https://adyen.com/security – reached, no match (HTTP 404)
  2. https://adyen.com/trust – reached, no match (HTTP 404)
  3. https://adyen.com/legal/privacy – reached, no match (HTTP 404)
  4. https://adyen.com/privacy – reached, no match (HTTP 404)
  5. https://adyen.com/privacy-policy – reached, no match (HTTP 200)
  6. https://adyen.com/compliance – reached, no match (HTTP 404)
  7. https://adyen.com/legal/privacy-policy – reached, no match (HTTP 404)
Status page with history Not found, 3 addresses checkedChecked 2026-10-17
3 addresses
  1. https://status.stripe.com/ – reached, no match (HTTP 200)
  2. https://stripe.com/status – reached, no match (HTTP 200)
  3. https://stripe.com.statuspage.io/ – Could not be fetched: fetch failed.
 Not found, 3 addresses checkedChecked 2026-10-15
3 addresses
  1. https://status.adyen.com/ – reached, no match (HTTP 200)
  2. https://adyen.com/status – reached, no match (HTTP 200)
  3. https://adyen.com.statuspage.io/ – Could not be fetched: fetch failed.
Public pricing FoundChecked 2026-10-17
Source
  1. https://stripe.com/de/pricing
 FoundChecked 2026-10-15
Source
  1. https://www.adyen.com/pricing
HTTPS enforced with HSTS FoundChecked 2026-10-17
Source
  1. https://stripe.com/
 FoundChecked 2026-10-15
Source
  1. https://adyen.com/
No third-party tracking before consent Not found, 1 address checkedChecked 2026-10-17
1 address
  1. https://stripe.com/ – third-party requests before any interaction: b.stripecdn.com, images.stripeassets.com, www.googletagmanager.com
 Not found, 1 address checkedChecked 2026-10-15
1 address
  1. https://adyen.com/ – third-party requests before any interaction: ade.googlesyndication.com, cdn.cookielaw.org, geolocation.onetrust.com, ingesteer.services-prod.nsvcs.net, media.ffycdn.net, pagead2.googlesyndication.com, unpkg.com, www.googletagmanager.com
Certifications named FoundChecked 2026-10-17
Source
  1. https://docs.stripe.com/security
 FoundChecked 2026-10-15
Source
  1. https://trust.adyen.com/
Uptime SLA with a figure Not found, 6 addresses checkedChecked 2026-10-17
6 addresses
  1. https://stripe.com/legal/sla – reached, no match (HTTP 404)
  2. https://stripe.com/sla – reached, no match (HTTP 404)
  3. https://stripe.com/legal/service-level-agreement – reached, no match (HTTP 404)
  4. https://stripe.com/trust/sla – reached, no match (HTTP 404)
  5. https://stripe.com/uptime – reached, no match (HTTP 404)
  6. https://stripe.com/legal/uptime-sla – reached, no match (HTTP 404)
 Not found, 6 addresses checkedChecked 2026-10-15
6 addresses
  1. https://adyen.com/legal/sla – reached, no match (HTTP 404)
  2. https://adyen.com/sla – reached, no match (HTTP 404)
  3. https://adyen.com/legal/service-level-agreement – reached, no match (HTTP 404)
  4. https://adyen.com/trust/sla – reached, no match (HTTP 404)
  5. https://adyen.com/uptime – reached, no match (HTTP 404)
  6. https://adyen.com/legal/uptime-sla – reached, no match (HTTP 404)
security.txt (RFC 9116) FoundChecked 2026-10-17
Source
  1. https://stripe.com/.well-known/security.txt
 FoundChecked 2026-10-15
Source
  1. https://www.adyen.com/.well-known/security.txt
Named privacy contact FoundChecked 2026-10-17
Source
  1. https://stripe.com/de/privacy
 FoundChecked 2026-10-15
Source
  1. https://www.adyen.com/privacy-policy

Differences first, then by weight. A cross is what we found at the addresses we checked on that date, not a statement about what either vendor has.

The full labels

Every criterion with its weight, and the band each vendor lands in.

Transparency labelsaas-ranking.com

Stripe

stripe.com · Payment processing

  1. A
  2. B
  3. C
  4. D
  5. E
  6. F
E 30of 100 Rank 11 of 32

Published commitments3 of 9 found

Measured behaviour2 of 3 found

Checked 2026-10-17. Every line links the page we found it on. A cross means we found nothing at the addresses we checked, not that the vendor has no such document. A transparency score, not a product rating.

Transparency labelsaas-ranking.com

Adyen

adyen.com · Payment processing

  1. A
  2. B
  3. C
  4. D
  5. E
  6. F
D 52of 100 Rank 2 of 32

Published commitments5 of 9 found

Measured behaviour2 of 3 found

Checked 2026-10-15. Every line links the page we found it on. A cross means we found nothing at the addresses we checked, not that the vendor has no such document. A transparency score, not a product rating.

Take it with you

Both vendors in one file, with every address we checked and every sentence we read, for a procurement file.

Use your current quotes in the SaaS cost calculator to add a cost comparison to this evidence review.

The address carries nothing but the two vendors: no filter, no sort order, nothing about you.

Keep going

The order of the two names is the order of our editorial list. It is not a ranking, and no vendor pays to appear here or to appear first. See how we measure.