SaaS transparency ranking · Finance and legal
Payment processing software
37 vendors · updated 2026-10-16 · 5 without enough data for a score
Payment providers and billing platforms, ranked by what they publish about how they handle your data.
Public transparency score, not a product or security rating. Transparency means: published on the vendor's own site, readable without a login, found by us at the addresses we checked.
+5points above the median of every category we measure
- Payment processing22
- All categories17
- A0 0%
- B1 3%
- C0 0%
- D6 19%
- E7 22%
- F18 56%
- Data processing agreement7, filter to these
- Subprocessor list1, filter to these
- Data location stated5, filter to these
- Status page with history11, filter to these
- Band B1, filter to these
-
1
Maxiomaxio.comTransparency 74/100 BBand B
- Data processing agreement: found
- Subprocessor list: found
- Data location stated: found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: found
- Named privacy contact: found
8 found4 gapsGaps Status page with history, No third-party tracking before consent, +2Transparency alternatives
-
2
Adyenadyen.comTransparency 52/100 DBand D
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: found
- Named privacy contact: found
7 found5 gapsGaps Subprocessor list, Data location stated, +3Transparency alternatives
-
3
Molliemollie.comTransparency 52/100 DBand D
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: found
- Named privacy contact: found
7 found5 gapsGaps Subprocessor list, Data location stated, +3Transparency alternatives
-
4
Airwallexairwallex.comTransparency 48/100 DBand D
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: found
- Status page with history: found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: found
6 found6 gapsGaps Data processing agreement, Subprocessor list, +4Transparency alternatives
-
5
Creemcreem.ioTransparency 48/100 DBand D
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: found
- Named privacy contact: not found
5 found7 gapsGaps Subprocessor list, Data location stated, +5Transparency alternatives
-
6
GoCardlessgocardless.comTransparency 43/100 DBand D
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: found
6 found6 gapsGaps Subprocessor list, Data location stated, +4Transparency alternatives
-
7
Lemon Squeezylemonsqueezy.comTransparency 43/100 DBand D
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: found
- Status page with history: not found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
4 found8 gapsGaps Subprocessor list, Status page with history, +6Transparency alternatives
-
8
Paddlepaddle.comTransparency 39/100 EBand E
- Data processing agreement: found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: found
5 found7 gapsGaps Subprocessor list, Data location stated, +5Transparency alternatives
-
9
Stancerstancer.comTransparency 39/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: not found
5 found7 gapsGaps Data processing agreement, Subprocessor list, +5Transparency alternatives
-
10
Squaresquareup.comTransparency 35/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
4 found8 gapsGaps Data processing agreement, Subprocessor list, +6Transparency alternatives
-
11
Stripestripe.comTransparency 30/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: found
5 found7 gapsGaps Data processing agreement, Subprocessor list, +5Transparency alternatives
-
12
Novalnetnovalnet.deTransparency 27/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not found
- Named privacy contact: found
3 found8 gaps1 not measuredGaps Data processing agreement, Subprocessor list, +6Transparency alternatives
-
13
Chargebeechargebee.comTransparency 26/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
14
Payoneerpayoneer.comTransparency 26/100 EBand E
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
15
Payrexxpayrexx.comTransparency 22/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
16
SumUpsumup.comTransparency 22/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: not found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
17
Unzerunzer.comTransparency 22/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): found
- Notice before subprocessors change: not found
- Named privacy contact: not found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
18
Zuorazuora.comTransparency 22/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: found
3 found9 gapsGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
19
Klarnaklarna.comTransparency 18/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not found
- Named privacy contact: not found
2 found9 gaps1 not measuredGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
20
Tellerteller.ioTransparency 17/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
2 found10 gapsGaps Data processing agreement, Subprocessor list, +8Transparency alternatives
-
21
Razorpayrazorpay.comTransparency 14/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not found
- Named privacy contact: found
2 found9 gaps1 not measuredGaps Data processing agreement, Subprocessor list, +7Transparency alternatives
-
22
Nuveinuvei.comTransparency 13/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: found
2 found10 gapsGaps Data processing agreement, Subprocessor list, +8Transparency alternatives
-
23
Recurlyrecurly.comTransparency 13/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
2 found10 gapsGaps Data processing agreement, Subprocessor list, +8Transparency alternatives
-
24
CFS MerchantXpresscfssolutions.comTransparency 9/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
1 found11 gapsGaps Data processing agreement, Subprocessor list, +9Transparency alternatives
-
25
Mangopaymangopay.comTransparency 9/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
1 found11 gapsGaps Data processing agreement, Subprocessor list, +9Transparency alternatives
-
26
Rapydrapyd.netTransparency 9/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
1 found11 gapsGaps Data processing agreement, Subprocessor list, +9Transparency alternatives
-
27
Worldlineworldline.comTransparency 9/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
1 found11 gapsGaps Data processing agreement, Subprocessor list, +9Transparency alternatives
-
28
Checkout.comcheckout.comTransparency 4/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: found
1 found11 gapsGaps Data processing agreement, Subprocessor list, +9Transparency alternatives
-
29
Aria Systemsariasystems.comTransparency 0/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
0 found12 gapsGaps Data processing agreement, Subprocessor list, +10Transparency alternatives
-
30
CORE Cashlesscorecashless.comTransparency 0/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
0 found12 gapsGaps Data processing agreement, Subprocessor list, +10Transparency alternatives
-
31
Nexinexigroup.comTransparency 0/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
0 found12 gapsGaps Data processing agreement, Subprocessor list, +10Transparency alternatives
-
32
zenditzendit.ioTransparency 0/100 FBand F
- Data processing agreement: not found
- Subprocessor list: not found
- Data location stated: not found
- Status page with history: not found
- Public pricing: not found
- Certifications named: not found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not found
0 found12 gapsGaps Data processing agreement, Subprocessor list, +10Transparency alternatives
-
Boltbolt.comNot enough data: 2 of 12 criteria measured, so no transparency score
- Data processing agreement: not found
- Subprocessor list: not measured
- Data location stated: not measured
- Status page with history: found
- Public pricing: not measured
- Certifications named: not measured
- Uptime SLA with a figure: not measured
- HTTPS enforced with HSTS: not measured
- No third-party tracking before consent: not measured
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not measured
- Named privacy contact: not measured
1 found1 gap10 not measuredGaps Data processing agreement
-
Computopcomputop.comNot enough data: 3 of 12 criteria measured, so no transparency score
- Data processing agreement: not measured
- Subprocessor list: not measured
- Data location stated: not measured
- Status page with history: not measured
- Public pricing: not measured
- Certifications named: not measured
- Uptime SLA with a figure: not measured
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not measured
- Named privacy contact: not measured
1 found2 gaps9 not measuredGaps No third-party tracking before consent, security.txt (RFC 9116)
-
FastSpringfastspring.comNot enough data: 8 of 12 criteria measured, so no transparency score
- Data processing agreement: not measured
- Subprocessor list: not measured
- Data location stated: not measured
- Status page with history: found
- Public pricing: found
- Certifications named: found
- Uptime SLA with a figure: not found
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not found
- Notice before subprocessors change: not found
- Named privacy contact: not measured
4 found4 gaps4 not measuredGaps No third-party tracking before consent, Notice before subprocessors change, +2
-
Paystackpaystack.comNot enough data: 3 of 12 criteria measured, so no transparency score
- Data processing agreement: not measured
- Subprocessor list: not measured
- Data location stated: not measured
- Status page with history: found
- Public pricing: not measured
- Certifications named: not measured
- Uptime SLA with a figure: not measured
- HTTPS enforced with HSTS: found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not measured
- Named privacy contact: not measured
2 found1 gap9 not measuredGaps No third-party tracking before consent
-
Xenditxendit.coNot enough data: 3 of 12 criteria measured, so no transparency score
- Data processing agreement: not measured
- Subprocessor list: not measured
- Data location stated: not measured
- Status page with history: found
- Public pricing: not measured
- Certifications named: not measured
- Uptime SLA with a figure: not measured
- HTTPS enforced with HSTS: not found
- No third-party tracking before consent: not found
- security.txt (RFC 9116): not measured
- Notice before subprocessors change: not measured
- Named privacy contact: not measured
1 found2 gaps9 not measuredGaps HTTPS enforced with HSTS, No third-party tracking before consent
-
Tick 2 vendors to compare them. 0 of 2 selected 1 of 2 selected 2 of 2 selected More than 2 selected. A comparison sets 2 side by side.
Not in the ranking
We could not measure this product with our method, so it is listed here instead of being scored. This says something about our method, not about the vendor.
- Braintree – We followed this address on 2026-09-06 to https://www.paypal.com/us/braintree. Our domain-based checks could no longer isolate this product at its original address.
Narrow it down
Each of these lists the Payment processing vendors that meet one condition, with the source for each, and appears only where at least 8 of them meet it.
- Payment processing vendors with public pricing 17
- Payment processing vendors with a status page with history 11
- Payment processing vendors with a named privacy contact 13
This category, criterion by criterion
How this market does on each criterion, with its own share and how it compares with the rest.
- Data processing agreement
- Subprocessor list
- Data location stated
- Status page with history
- Public pricing
- Certifications named
- Uptime SLA with a figure
- HTTPS enforced with HSTS
- No third-party tracking before consent
- security.txt (RFC 9116)
- Notice before subprocessors change
- Named privacy contact
Head-to-head comparisons
Each comparison lists only the criteria where the two differ, with the source for every one. All comparisons.
Every result links its source on the vendor page. A grey segment means we could not measure it, not that it is missing. See how we score.