Alternatives to Klarna
Other Payment processing vendors we measure, sorted by how much they publish that Klarna does not. This is a comparison of disclosure, not of features or fitness.
12 shown of 26 that differ from Klarna on at least one criterion we measured for both. Public transparency score, not a product or security rating.
Klarna has 8 gaps in what we could measure: Data processing agreement, Subprocessor list, Data location stated, Public pricing, Certifications named, Uptime SLA with a figure, No third-party tracking before consent, security.txt (RFC 9116). The column “publishes and Klarna does not” is the one that closes them.
| Vendor | Score | Publishes, and Klarna does not | Klarna publishes, and they do not | |
|---|---|---|---|---|
| Maxiomaxio.com | 70/100 | 5 Data processing agreement, Subprocessor list, Data location stated, +2 | 1 Status page with history | Compare |
| Adyenadyen.com | 65/100 | 5 Data processing agreement, Data location stated, Public pricing, +2 | 1 Status page with history | Compare |
| Molliemollie.com | 61/100 | 4 Data processing agreement, Public pricing, Certifications named, +1 | nothing | Compare |
| GoCardlessgocardless.com | 55/100 | 4 Data processing agreement, Public pricing, Certifications named, +1 | nothing | Compare |
| Recurlyrecurly.com | 55/100 | 4 Data location stated, Public pricing, Certifications named, +1 | nothing | Compare |
| Lemon Squeezylemonsqueezy.com | 50/100 | 3 Data processing agreement, Data location stated, Public pricing | 1 Status page with history | Compare |
| SumUpsumup.com | 50/100 | 3 Data location stated, Public pricing, security.txt (RFC 9116) | nothing | Compare |
| Stancerstancer.com | 45/100 | 3 Public pricing, No third-party tracking before consent, security.txt (RFC 9116) | nothing | Compare |
| Squaresquareup.com | 40/100 | 3 Data location stated, Public pricing, Certifications named | 1 Status page with history | Compare |
| Paddlepaddle.com | 39/100 | 3 Data processing agreement, Public pricing, security.txt (RFC 9116) | 1 Status page with history | Compare |
| Stripestripe.com | 30/100 | 3 Public pricing, Certifications named, security.txt (RFC 9116) | 1 Status page with history | Compare |
| Braintreebraintreepayments.com | 35/100 | 2 Data location stated, Public pricing | 1 Status page with history | Compare |
Only criteria we could measure for both are counted. Where we could measure one and not the other, the row is silent: that would be a statement about our measurement, not about either vendor. Every single result with its source is on the two profiles.